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Summit Mortgages

Specialist Advice

If you have adverse credit history, limited income proof, or face challenges in remortgaging during retirement, there may still be solutions available. Let our experts review your circumstances, allowing you to consider your options.

What if I have

Adverse Credit

If you have a low credit score, limited proof of income, defaults or CCJ’s you may feel that securing a mortgage is outside your grasp. However, this may not be the case. All lenders will perform a thorough credit check and any adverse history may limit your options but there’s often still a solution. Let us review your circumstances.

Helping you with

Retirement Interest Only

Remortgaging as you approach or reach retirement age can becoming increasingly difficult and this can cause untold stress and anxiety. If you’re aged 50 or over Retirement Interest Only may be an option for you. This may also be an opportunity to release some of the value in your home to allow you to enjoy your retirement.